Zenith Bank Plc has announced a profit before tax (PBT) of N1.26 trillion for the financial year ended December 31, 2025, slightly lower than the N1.33 trillion recorded in 2024.
The bank disclosed this in its audited financial results filed with the Nigerian Exchange Limited on April 7, 2026.
Despite the dip in PBT, profit after tax rose marginally to N1.04 trillion in 2025 from N1.03 trillion in the previous year, driven largely by a reduction in tax expenses. Taxation declined significantly to N222.82 billion from N293.96 billion in 2024.
Gross earnings for the year grew to N4.19 trillion, up from N3.97 trillion, reflecting improved revenue performance. However, total comprehensive income dropped to N1.11 trillion from N1.52 trillion in 2024, largely due to a foreign exchange translation loss of N82.13 billion, compared to a gain of N220.29 billion recorded the previous year.
Similarly, fair value gains on equity instruments fell sharply to N7.38 billion from N151.01 billion in 2024, while earnings per share declined to N25.32 from N32.87.
On the balance sheet, the bank recorded growth in total assets, which rose to N31.46 trillion in 2025 from N29.96 trillion in 2024, signaling continued expansion. Retained earnings increased to N2.81 trillion from N2.02 trillion, while other reserves climbed to N1.50 trillion from N1.40 trillion.
As a result, total shareholders’ equity strengthened to N4.92 trillion in 2025, up from N4.03 trillion in the previous year.
In line with its performance, Zenith Bank proposed a final dividend of N8.75 per share, an increase from N4.00 declared in 2024. This brings the total dividend for the 2025 financial year to N10.00 per share, including an interim dividend of N1.25